Desktop Underwriting Findings Report - Document Skill

Extract data from Desktop Underwriting Findings Reports — borrower credit score, DTI, LTV, and loan conditions — for US mortgage origination and underwriting.

The Desktop Underwriting Findings Report skill extracts data from Desktop Underwriting (DU) findings reports — the assessments lenders use to evaluate a borrower’s creditworthiness and the risk associated with a mortgage loan. These reports typically include the borrower’s credit score, debt-to-income (DTI) ratio, loan-to-value (LTV) ratio, and any conditions or stipulations required for loan approval.

The Desktop Underwriting Findings Report skill is a preview skill. It has been trained on a limited set of documents and is designed to help you quickly get started with processing desktop underwriting reports. For production use, you may need to uptrain the skill with your own document samples.

Countries and Languages

Countries	Languages
USA	English

Extracted Fields

Borrower Information (repeating group)

Field	Description
Name	Information about the borrower.
Credit Report ID	Information about the borrower.
Credit Score(s)	Information about the borrower.

Loan Assessment

Field	Description
Actual or Estimated Appraised Value	The value assigned to a property based on an appraisal report or an automated valuation model (AVM).
Total Loan Amount	The total amount of the loan being requested by the borrower.
Preliminary Recommendation or Recommendation	The automated decision or recommendation generated by the DU system based on the information provided about the borrower and the loan application.
Special Feature Code (repeating field)	A code that is used to indicate specific characteristics or special features associated with a loan application or property.

Key Fields

• Borrower Information/Name
• Borrower Information/Credit Report ID
• Borrower Information/Credit Score(s)